Do we need a full appraisal?
We don’t require appraisals for Investor Rehab and Bridge Loans. An appraisal is required for Ground Up and DSCR loans.
When you pull my credit report will it be a hard inquiry?
Yes, when we check your credit it will show up on your credit report as a hard inquiry.
What states do you lend in?
We lend in all states except Arizona, California, Idaho, Minnesota, Nevada, North Dakota, Oregon, South Dakota, Utah and Vermont.
Will you lend money for the renovation?
Yes, we lend money for renovations.
What are some of the advantages of using Central Lending?
There are many advantages to working with Central Lending. We are a direct lender with in-house underwriting. We offer our clients 24 hour approvals and fast closings. Also, we offer a VIP Broker program.
How quickly can I close?
We can close a loan in as little as 48 hours.
How quickly can I get terms?
We can provide you with terms in just 10-15 minutes!
Do you fund ground-up construction?
Yes, we offer Ground Up construction loans.
