We Help Fund Your Vision from Foundation to Finish

Get Funded Fast

Get your funds quickly! Draws in 3-4 business days.

1-4 Unit Residential

We work with investors that are building 1-4 unit investment properties.

Loans In LLC or Inc

Get your real estate investment business funded.

Large & Small Projects

We work on projects of all sizes. Large or small, we can fund it!

House on coins money, saving bank, real estate investment, installment payment, home loan interest.

Ground Up Construction Loans

Building Your Vision from Foundation to Finish.

Embarking on a construction project is both an exciting venture and a significant commitment. At Central Lending, we’re dedicated to supporting real estate investors with tailored financing solutions, ensuring your project has a strong foundation and the resources to reach its full potential.

Let’s Build Together.

Every construction project is a testament to an investor’s vision and ambition. At Central Lending, we’re committed to turning that vision into reality. Whether it’s your first build or one of many, we’re here to provide the capital, guidance, and support you need.

65% ARV

Get 65% of the After Repair Value.

No W-2 Required

We don’t need your W-2 to get you financed.

Up To 85% LTC

Get the funding you need to get your projects finished.

No Tax Returns

There’s no need to dig up your old tax returns.

Borrower Success Stories

Experience The Central Lending Difference

Experience unparalleled service, tailored solutions, and a partnership that prioritizes your vision at every step with Central Lending.

Central Lending Logo

  • We are a direct lender.

  • Get terms in minutes and approvals in 24 hours.
  • Close your loan in as little as 3 days!
  • Talk directly to the decision makers.
  • Expert advice from lenders who are also highly experienced real estate investors.
  • Wholistic approach to help you build a successful real estate portfolio and business.

Other Lenders

  • Most “lenders” are actually brokers that work with lenders like us. Lenders ultimately make the decisions about your loan.

  • Brokers respond slowly since you are dealing with a third party. You also pay higher fees.

  • Other “lenders” take over a week to close “quickly” and often miss closings due to their inexperience.

  • You can’t speak to a decision maker.

  • Your loan officer likely has no experience in investment real estate.

  • Transactional approach, where the fee earned on the current deal is the motivating factor.

Need a personalized solution?

Dive into Central Lending’s bespoke financing options, crafted meticulously to align with your unique real estate investment aspirations.

Contact Us

Office

401 Florida Ave S, Lakeland, FL 33801

Contact

admin@centrallending.com

Open Hours

Monday & Friday: 8am — 5pm (Eastern)

What do you qualify for?

Interested in seeing a terms sheet? Click the button below and fill out every field on our contact form. We will get back to you within one business day with a quick terms sheet.

Ready to apply now?

If you have all your documents and you’re ready to apply for a loan, click the button below.