We Fund It, You Fix It

1-4 Unit Properties

Our loans are designed for 1-4 unit residential investment properties.

Fast Funding

Draws in 3-4 business days.

Expedited Closing

Don’t wait months to close! Get your funds quickly.

Flexible Lending Options

Great rates & flexible terms.

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Get Approved

Borrower Requirements

  • Moderate Credit: Central Lending doesn’t require you to have perfect credit to qualify for a loan, but established credit does help.
  • Some Cash: We fund up to 85% of the purchase price and all construction cost including hard and soft costs.
  • No Major Crimes: We require that you have no financial crimes or felony convictions. Other charges are reviewed on a case-by-case basis.

Fast Funding For Renovations

Short-term bridge loans for the renovation of residential, 1 – 4 unit properties.

Rates As Low As 9.99%

Competitive rates and loan options.

Loans Up To $1M

Get the amount of capital you need.

Up To 85% Of Purchase Price

Work with a lender that can fund your entire project.

12, 18, & 24 Month Terms (Interest Only)

Flexible terms and other loan options.

Experience The Central Lending Difference

Experience unparalleled service, tailored solutions, and a partnership that prioritizes your vision at every step with Central Lending.

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  • We are a direct lender.

  • Get terms in minutes and approvals in 24 hours.
  • Close your loan in as little as 3 days!
  • Talk directly to the decision makers.
  • Expert advice from lenders who are also highly experienced real estate investors.
  • Wholistic approach to help you build a successful real estate portfolio and business.

Other Lenders

  • Most “lenders” are actually brokers that work with lenders like us. Lenders ultimately make the decisions about your loan.

  • Brokers respond slowly since you are dealing with a third party. You also pay higher fees.

  • Other “lenders” take over a week to close “quickly” and often miss closings due to their inexperience.

  • You can’t speak to a decision maker.

  • Your loan officer likely has no experience in investment real estate.

  • Transactional approach, where the fee earned on the current deal is the motivating factor.

Need a personalized solution?

Dive into Central Lending’s bespoke financing options, crafted meticulously to align with your unique real estate investment aspirations.

What do you qualify for?

Interested in seeing a terms sheet? Click the button below and fill out every field on our pre-approval form. We will get back to you within one business day with a quick terms sheet.