Large Or Small Investments, We Are Here To Help

Stellar Rates and Programs

Working with industry partners, we secure the very best rates for your deal, and consider all options to make your investment a profitable endeavor.

We Close Loans Quickly

Our team is focused on moving your loan quickly to ensure you can start pursuing ROI in the best timeline possible.

Flexible Lending Options

Central Lending offers numerous flexible lending programs that are fit for all types of clients. We tailor your loan to fit your needs, rather than the other way around.

Excellent Customer Service

Your experience is our top priority. We will work with you at every step of the way to ensure your loan process is a success.

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Your Real Estate Investing Partner

Long-Term Financing for Real Estate Investors

Unlock the full potential of your real estate investments with Central Lending’s 30 Year DSCR Loans. Designed for investors seeking stability and long-term growth, our loans offer competitive rates.

Define Your Longterm Investment Strategy.

Whether you are adding your first rental property or accumulating multiple rentals into a large portfolio, Central Lending can help you define your long-term investment strategies to fit what is best for your business needs.

Up to 80% LTV

Get the funding you need to support your real estate empire.

No Tax Returns Required

There’s no need to dig up your old tax returns.

Fast & Efficient Funding

Unlike traditional lenders, we fund our clients quickly!

More Than Just Financing

Our 30 Year DSCR Loans are more than just financing – they’re a partnership.

Borrower Success Stories

Experience The Central Lending Difference

Experience unparalleled service, tailored solutions, and a partnership that prioritizes your vision at every step with Central Lending.

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  • We are a direct lender.

  • Get terms in minutes and approvals in 24 hours.
  • Close your loan in as little as 3 days!
  • Talk directly to the decision makers.
  • Expert advice from lenders who are also highly experienced real estate investors.
  • Wholistic approach to help you build a successful real estate portfolio and business.

Other Lenders

  • Most “lenders” are actually brokers that work with lenders like us. Lenders ultimately make the decisions about your loan.

  • Brokers respond slowly since you are dealing with a third party. You also pay higher fees.

  • Other “lenders” take over a week to close “quickly” and often miss closings due to their inexperience.

  • You can’t speak to a decision maker.

  • Your loan officer likely has no experience in investment real estate.

  • Transactional approach, where the fee earned on the current deal is the motivating factor.

Need a personalized solution?

Dive into Central Lending’s bespoke financing options, crafted meticulously to align with your unique real estate investment aspirations.

Contact Us

Office

401 Florida Ave S, Lakeland, FL 33801

Contact

admin@centrallending.com

Open Hours

Monday & Friday: 8am — 5pm (Eastern)

What do you qualify for?

Interested in seeing a terms sheet? Click the button below and fill out every field on our contact form. We will get back to you within one business day with a quick terms sheet.

Ready to apply now?

If you have all your documents and you’re ready to apply for a loan, click the button below.