Central Lending SMS and Phone Call Service Terms and Disclaimer
Effective as of January 22, 2025
IMPORTANT! PLEASE READ THESE TERMS CAREFULLY BEFORE SUBSCRIBING TO CENTRAL LENDING’S SMS AND PHONE CALL SERVICES. BY SUBSCRIBING, YOU AGREE TO ABIDE BY AND BE BOUND TO THESE TERMS, AND YOU EXPRESSLY CONSENT TO RECEIVE COMMUNICATIONS FROM CENTRAL LENDING AT THE TELEPHONE NUMBER(S) YOU PROVIDE.
1. Program Overview
Welcome to the Central Lending SMS and Phone Call Service! By opting in, you agree to receive periodic SMS messages and phone calls from Central Lending. These messages may include alerts, updates, promotions, notifications, or other relevant information related to our services.
2. Consent for Communications
Written Consent Required for Prerecorded Voice Calls: By providing your contact information and opting in, you expressly provide written consent for Central Lending to contact you using prerecorded voice messages at the phone number provided, including calls made to your mobile or residential line.
Consent Scope: This consent applies to both promotional and informational communications, including those made using an automated telephone dialing system or prerecorded/artificial voice messages.
Consent for SMS Messaging: By subscribing, you consent to receive SMS messages, subject to the conditions described below.
3. SMS Message Frequency
Message frequency may vary. You may receive messages up to once per day, depending on service notifications.
4. Costs
Standard message and data rates may apply. Please consult your mobile service provider for details on any fees that might be applicable.
5. Opt-In and Written Permission Requirements
Opt-In Requirement: Users must explicitly opt-in by providing their phone number and agreeing to these terms and conditions.
Written Permission Confirmation: You acknowledge that by submitting your phone number through any form or platform provided by Central Lending, you are providing written consent to receive prerecorded voice messages, as required under the Telephone Consumer Protection Act (TCPA).
6. Opt-Out Instructions
SMS Opt-Out: Reply “STOP” or “QUIT” to any SMS message to opt-out of text communications.
Phone Call Opt-Out: Contact us at (863) 276-1220 to opt-out of all calls, including those using prerecorded messages.
Upon receipt of an opt-out request, Central Lending will promptly cease communications via the specified channel.
7. HELP Information
For additional information, contact us at (863) 276-1220.
8. Liability Disclaimer
Central Lending is not liable for any issues resulting from the use of prerecorded voice messages or SMS communications, including but not limited to:
- Delivery delays caused by service providers.
- Charges incurred by the user from their service provider.
- Unintended receipt of messages due to inaccurate information provided by the user.
9. Your Responsibilities
By providing your phone number and opting into our services, you:
- Confirm that the phone number provided is accurate and belongs to you.
- Acknowledge that you are authorized to provide consent for communications, including prerecorded voice calls.
- Agree to update us promptly if your contact information changes or if you no longer wish to receive communications.
10. Compliance with Do Not Call Requests
Central Lending will honor all “Do Not Call” requests, including those submitted to:
- The National Do Not Call Registry.
- Our internal “Do Not Call” list, which you can join by contacting us directly at (863) 276-1220, or opting out as described in Section 6.
11. Terms and Conditions Updates
We may update these terms from time to time. Any changes will be posted on our website, and your continued use of the service will signify your acceptance of these changes.
12. Privacy Practices
Your privacy is important to us. Please refer to our Privacy Policy for more information on how we protect your data.
Thank you for choosing Central Lending!
